Barclays Home Insurance Review – what it covers

Barclays is amongst the biggest home insurance providers in the UK.

It has a Defaqto 5 Star Rated for its Home Insurance.

Overview

You can get a combined Buildings and Contents, Buildings Only or Contents Only home insurance from Barclays.

Apply online, answer a few simple questions and you can get a quote in 4 minutes.

What is covered as standard for the Combined Buildings and Contents Insurance

Here is a list of things that are covered in Barclays Combined Buildings and Contents Insurance.

Unlimited amount for rebuild and repair

You will get unlimited amount for buildings and repair cost such as burst pipes, floods and storm damage and the possessions in your home.

Matching Items

You will get up to £10, 000 for building fixtures such as bathroom tiles.

Alternative Accommodation

You will get up to £100, 000 for alternative accommodation, if your home becomes inhabitable because of damage.

Valuables

For valuables you are covered up to £20, 000. There is an additional £20, 000. available for individual items worth over £2.500.

What is not covered for the Combined Buildings and Contents Insurance

  • Accidental damage is not covered as standards, but you can choose to include this.
  • Any damage that is caused by wet or dry rot.
  • They will not cover gates, fences or hedges that is blown down in a storm.
  • Your possessions away from home.
  • Any damage that occurs naturally through usage.

What is covered as standard for the Buildings Insurance

Here are some things that are covered by the Buildings Insurance.

Unlimited amount for rebuild and repair

Unlimited repair cost if your property has structural damage caused by extreme weather, fire or subsidence to your home and permanent fixtures including outbuildings. Including boundary walls, drive, path, pool and gates.

Alternative Accommodation

You will get up to £100, 000 for alternative accommodation, if your home becomes inhabitable because of damage.

Matching Items

They will replace matching items.

Buy extra cover

You can buy additional cover as enhancement if you need it.

What is not covered by the Buildings Insurance

  • Accidental damage is not covered as standards, but you can choose to include this.
  • Any damage that is caused by wet or dry rot.
  • They will not cover gates, fences or hedges that is blown down in a storm.
  • Your possessions away from home.
  • Any damage that occurs naturally through usage.

What is covered by the Contents Insurance

Here are some things that is covered by Contents Insurance.

Possessions

You possessions are covered while they are in your home or garden.

Valuable Items

For valuables you are covered up to £20, 000. There is an additional £20, 000. available for individual items worth over £2.500.

Matching Items

You will get up to £10, 000 for building fixtures such as bathroom tiles.

What is not covered by the Contents Insurance

  • Accidental damage is not covered as standards, but you can choose to include this.
  • Any damage that is caused by wet or dry rot.
  • They will not cover gates, fences or hedges that is blown down in a storm.
  • Your possessions away from home.
  • Any damage that occurs naturally through usage.

Conclusion

If you are looking for a good value home insurance that is Defaqto 5 Star Rated, then Barclays Home Insurance is a good option.

To get a quote for home insurance, go here: Barclays Home Insurance.

Additional information

If your home is going to be unoccupied for more than 60 days, read our article: Unoccupied House Insurance – Empty Property Insurance.

If you are looking for home insurance, read our article: Best Home Insurance Companies – Best Rated and Cheap Home Insurance.

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If you are looking for advertise on the web, check out Google Ads, here: Google Ads.

Money Advice Service
For debt management and advice on how to pay for bills go here: Money Advice Service info page.

If you are interested in working from home, read our article: Work From Home Jobs – That You Can Do.

Find out more about insurance regulations, here: Financial Conduct Authority (FCA).

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