Is Barclays Mobile and Gadget Insurance Any Good?

Barclays offer a mobile and gadget insurance, but what do you get and is it any good. Is it the best mobile and gadget insurance?

If you are thinking of purchasing this, we take a look at what is being offered to help you decide.

Content

  • Tech Packs
  • Tech Pack Light
  • What is not Included With Tech Pack Light
  • Tech Pack
  • What is not Included With Tech Pack
  • Comment.
  • Alternatives

Tech Packs

Barclays offer two mobile and gadget insurances, the Tech Pack Light and the Tech Pack.

Tech Pack Light

The Tech Pack Light costs £9 per month and for that you can insure 2 devices. This can be a mobile phone and a gadget or 2 mobile phones or 2 gadgets. Each of these devices must have been purchased for £1, 500 or less.

If you take out this insurance, there is a six-month minimum term, and terms and conditions apply.

With Tech Pack Light, you get accidental damage and breakdown cover for your devices.

With the Tech Pack Light, you can cover devices belonging to you, your partner and any dependents who are under the age of 23, who live with you or who live at home during holidays, if they are in full-time education.

There is a range of repairs and replacement options that are available to you. This also includes repairs on your door step if they have a technician available in your local area.

You can make a claim anytime, 24/7, in their Tech Insurance app.

If you purchase this insurance, there is a six-month minimum term that applies.

What is not included with Tech Pack Light

  • Mobile phones or gadgets, you have deliberately put at risk of damage/breakdown.
  • It does not cover drones, video cameras, digital cameras or SAT Navs. It does not cover any device that has to be continuously plugged in for it to work.
  • Theft/Loss.
  • Does not cover any cosmetic damage such as dents or scratches.
  • Mobile phones that have a screen size larger than 7 inches (measured diagonally).
  • Gadget that are more than 5 years old.
  • Excess payments.

Tech Pack

The Tech Pack costs £14.50 per month and for that you can insurance up to 4 mobile phones and an unlimited number of gadgets. Each of the devices must have been purchased for £1, 500 or less.

On the Tech Pack, you can make unlimited accidental damage or breakdown claims. And, you can make up to 4 theft/loss claim for your mobile phones. And, in addition to this, you can get up to 4 successful claims for gadgets (theft/lost/damage/breakdowns) in a 12 month period.

You will get worldwide coverage against theft/loss or accidental damage or breakdowns.

With the Tech Pack, you can cover devices belonging to you, your partner and any dependents who are under the age of 23, who live with you or who live at home during holidays, if they are in full-time education.

There is a range of repairs and replacement options that are available to you. This also includes repairs on your door step if they have a technician available in your local area.

You can make a claim anytime, 24/7, in their Tech Insurance app.

If you purchase this insurance, there is a six-month minimum term that applies.

What is not included with Tech Pack

  • Mobile phones or gadgets, you have deliberately put at risk of damage/breakdown.
  • It does not cover drones, video cameras, digital cameras or SAT Navs. It does not cover any device that has to be continuously plugged in for it to work.
  • Does not cover any cosmetic damage such as dents or scratches.
  • Mobile phones that have a screen size larger than 7 inches (measured diagonally).
  • Gadget that are more than 5 years old.
  • Excess payments.

Comment

We have gone over both Barclays Tech Packs and given information on what they include. We think that the Tech Pack Light should have had more features for the price. However, if you are going to insure more than 3 mobile phones and more than 2 gadgets or vice versa, then we think the Tech Pack for £14.50 is a good option. We don’t think it is the best, but it’s definitely a good deal.

Get Barclays Mobile and Gadget insurance, here: Barclays Mobile and Gadget Insurance.

Alternatives

Here are some alternative companies for mobile and gadget insurance.

Protect Your Bubble

Main features
* Unlimited repairs.
* Discounts for students.
* Get worldwide cover for theft, damage and mechanical breakdown.
* 2 theft/loss claim per year per gadget.
* Insurance available for gadgets and mobile phones.
* Able to submit claims online.
Go to website, here: Protect Your Bubble Insurance.

Loveit Coverit

Features and benefits
* Unlimited claims and repairs.
* UK-based customer service team.
* Policies tailored for your needs.
* No minimum contract.
Get more information and apply, here: Love It Cover It Insurance.

Additional Information

If you are interested in home insurance, check out our article: Best Home Insurance Companies – UK.

If you are looking for the best SIM only deal, read out article: Best SIM Only Deals UK – best SIM only plans available

If you are interested, check out: Best Bank Accounts for Bad Credit.

For debt advice, go to: The National Debtline.

4.5/5 - (4 votes)